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Financial Aid

Paying for College

The primary source of funding for Financial Aid comes from federal and state sources. Financial Aid is awarded through grants, work study, loans and scholarships. For students not qualifying for aid, payment plans are available. OJC encourages students to take advantage of the many scholarship opportunities available to them. The deadline for most scholarship applications is April 1. View Financial Aid & Scholarship Brochure.

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Solutions at ECMC Student Loan Repayment Services


Solutions at ECMC

Otero Junior College has teamed up with Solutions at ECMC to answer all of your student loan repayment questions. Solutions at ECMC is a non-profit organization dedicated to helping students manage educational loans and their resources are available to you free of charge.

To contact a Solutions Student Loan Repayment Advisor, email or web chat, or call them at 1-877-331-3262.


Receive Your Refund through BankMobile. For more information about BankMobile, visit this link:

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Important Links to Information

Students Needing to Pay Online (instructions)

Note: The school code for OJC is # 001362, you will need this for your FAFSA application.

Veterans Benefits

VA Benefits : To Apply for benefits apply online at and click on Apply for GI Bill® (GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs) Benefits. Follow the instructions on the web page for further guidance. Choose from the following forms:

  • 1.22-1990 if you have served in the military and are applying for education benefits for the first time.
  • 2.22-1995 veterans changing schools
  • 3.22-5490 if you are a dependent of a deceased or 100% disabled Veteran (spouse or child) applying for education benefits for the first time.
  • 4.22-5495 dependents changing schools

Bring the printed application and appropriate documentation (DD214, Marriage Certificate, Birth Certificate) to the VA Certifying Officer in Student Services. If you have any questions, please contact the VA Certifying Officer at 719-384-6949. 

Veterans Benefits and Transition Act of 2018

As part of the Veterans Benefits and Transition Act of 2018, section 3679 of title 38, United States Code was amended. Effective August 1, 2019, the State Approving Agency, or the Secretary when acting in the role of the State Approving Agency, shall disapprove a course of education provided by an educational institution that has in effect a policy that is inconsistent with the areas below:

  • Policy must permit any covered individual to attend or participate in the course of education during the period beginning on the date on which the individual provides to the educational institution a certificate of eligibility for entitlement to educational assistance under chapter 31 or 33 (a “certificate of eligibility” can also include a “Statement of Benefits” obtained from the Department of Veterans Affairs’ (VA) website – eBenefits, or a VAF 28-1905 form for chapter 31 authorization purposes) and ending on the earlier of the following dates:
    1. The date on which payment from VA is made to the institution.
    2. 90 days after the date the institution certified tuition and fees following the receipt of the certificate of eligibility.
  • Policy must ensure that your educational institution will not impose any penalty, including the assessment of late fees, the denial of access to classes, libraries, or other institutional facilities, or the requirement that a covered individual borrow additional funds, on any covered individual because of the individual’s inability to meet his or her financial obligations to the institution due to the delayed disbursement funding from VA under chapter 31 or 33.

Note: A Covered Individual is any individual who is entitled to educational assistance under chapter 31, Vocational Rehabilitation and Employment, or chapter 33, Post-9/11 GI Bill® benefits.

What is the Colorado Opportunity Fund?

The College Opportunity Trust Fund (COF), created by the Colorado Legislature, provides a stipend to eligible undergraduate students. The stipend pays a portion of your total in-state tuition when you attend a Colorado public institution or a participating private institution.

Eligible undergraduate students must apply, be admitted and enroll at a participating institution. Both new and continuing students are eligible for the stipend.

Qualifying students may use the stipend for eligible undergraduate classes. The stipend is paid on a per credit hour basis to the institution at which the student is enrolled. The credit-hour amount will be set annually by the General Assembly.

Apply for the Colorado Opportunity Fund

Who is eligible for COF?

  • Undergraduate students classified as in-state students for tuition purposes and enrolled at state colleges and universities.
  • Additionally, undergraduate students enrolled at participating private colleges or universities may be eligible if the college or university is approved for the program by the Colorado Commission on Higher Education and the student:
    • Is classified as an in-state student for tuition purposes;
    • Is a graduate of a Colorado high school or has successfully completed a non-public home-based educational program in Colorado;
    • Demonstrates financial need through the student's eligibility for the federal Pell Grant, or its successor program; and
    • Meets any other eligibility requirements established by the Colorado Commission on Higher Education (CCHE).

Note: "Eligible Undergraduate Student" does not include a student enrolled in an off-campus, extended campus, or continuing education class not supported by state general fund moneys, except as approved by CCHE.